Every full Nightingale client submits a risk assessment survey that begins a conversation between us and them about risk tolerance. We take into account overall wealth, longevity, liquidity needs and, perhaps most importantly, strive to understand the purpose that the wealth we’re discussing serves. Is to sustain and build a family? A foundation? A business? What legacy are we helping to sustain and grow?
We agree with our clients on the proper balance for their portfolio. We start with a simple equity/fixed income allocation and identify the right balance “on average.”